Lumpsum Calculator
Calculate returns on your one-time mutual fund investment. See how your money grows over time with compound interest.
Investment Details
₹1,00,000
10 Years
12%
Projection
Total Value
₹0
Invested Amount₹0
Est. Returns₹0
Power of One-Time Investment
Lumpsum investments allow your entire capital to start compounding from Day 1. If you invested ₹1 Lakh in Nifty 50 ten years ago, it would have grown significantly more than if you had dripped it in slowly, provided the market was not at a peak.
Where to invest Lumpsum?
- Equity Funds: High risk, high reward. Best for long term (>5 years).
- Debt Funds: Safer, stable returns. Better than FD.
- Hybrid Funds: Balanced mix of equity and debt.
Frequently Asked Questions
What is Lumpsum Investing?
Lumpsum investing is when you invest a significant amount of money in a mutual fund scheme in one go, rather than investing small amounts regularly (SIP).
Which is better: SIP or Lumpsum?
SIP is better for rupee cost averaging and disciplined investing. Lumpsum is good when you have a large surplus (e.g., bonus, property sale) and the market valuation is low.